We had another appointment to "shop" or mortgage yesterday. Only this time it was with the existing bank. Unlike in the states, the norm here is to get a fixed rate for 5 years. (They don't have 30 year fixed rate mortgage here.) Then you have to refinance. I thought it would be easiest with the bank currently carrying the loan, but no, they want all the same paperwork "to put our file up to date." And here's where it gets stupid. The banks don't like the way I earn money. Since I'm not a salaried employee, they want tax returns. I don't like to provide tax returns. I even said so, "we always pay the mortgage and the loan is only for 1/3 of the value of the property, so I don't understand why we have to do all this." The man explained with a wink and a nod, that we just have to put some paper together and not to worry about it. If I would just get a letter from my primary revenue source, that will do. Does it matter that we had to do just that for the loan we procured last September? No. Even though it's with the same bank? No. I need a "new" letter dated this month. (insert eye-rolling) I love jumping through hoops, can you tell?
In other news, the parking meters were unveiled at a press conference yesterday and splashed all over the evening news. It's being heralded as a great idea. Serge says he wants to paint ALL the meters (over 100) to make extra money. He's completed 2 so far. I think he's biting off more than he can chew but I also know he's loving the attention he's getting for the color scheme/design. It looks like this weekend will again be spent in the garage.